What the Commission checked, and what it found

Prudential reviews are the Commission’s financial check on providers. For home care, its reviews page says these reviews replace our home care package pricing audits from November 2025, when Support at Home began. This one asked six things of each provider: how it set prices, how it communicated them to older people, that it was not charging separately for package management and travel, that it had written consent before charging a price different from the service agreement, that its Aged Care Financial Report and Quarterly Financial Report went in on time, and, for providers in registration categories 4 and 5, that it met the Financial and Prudential Management Standard.

The headline result, in the Commission’s words: Four providers were fully compliant, and 18 providers had compliance issues. These 18 providers worked with us to fix the non-compliance. That leaves three. The report says Three providers didn’t achieve compliance within the agreed time, and describes them without naming them. One was non-compliant in every area and didn’t provide the information we asked for, even after repeated requests. One was non-compliant in almost every area and also did not provide information after extensions. The third worked with the Commission but could not fix its problems in time. On what has happened since, the report says We're currently investigating one of the providers, that the second has since fixed its non-compliance, and that the Commission is still gathering evidence from the third.

Share of the 25 reviewed providers that complied, January to June 2026
RequirementComplied, as publishedProviders, our arithmetic
Price publishing32%8 of 25
Service agreements, budgets and monthly statements36%9 of 25
Financial and Prudential Management Standard36%9 of 25
Financial reporting72%18 of 25
Fully compliant on everything4 providers16%

Percentages as published by the Commission, which describes them as the position At the time of the review, before the providers fixed the problems. The third column is our arithmetic on a base of 25, and every percentage converts to a whole number of providers, which is a useful check that 25 is the base. The final row’s percentage is ours: 4 of 25.

Why the price publishing figure matters most

Financial reporting, the paperwork providers send to government, was the best result at 72 per cent. The two results about what an older person actually sees were the worst.

That matters because of what happened in May. When the government paused Support at Home price caps, the department said providers must continue to, among other things, be transparent and publish the price they most frequently charge for each service on the My Aged Care website. One of the new protections it announced was to let the Commission take regulatory action against providers who are choosing not to meet their clear requirement to issue monthly statements. Published prices and monthly statements are part of what the government chose to rely on in place of a ceiling.

In this review, published prices and monthly statements are where the providers fell short. The non-compliance the Commission lists under pricing includes not publishing prices on My Aged Care, making it hard for older people to find information they needed, prices on My Aged Care different to website and charging travel separately. The missing or wrong prices were mainly for allied health, meal delivery, indirect transport and required non-standard pricing. Under service agreements it lists agreements that were missing, incomplete or out-of-date, and monthly statements were incorrect, incomplete or issued late.

Our view: allied health is among the services where the department’s own price data showed the widest spread between providers, as we reported in August. A participant comparing an allied health price is already comparing within a wide range; a provider whose price is missing or differs between My Aged Care and its website takes away the one fixed point they have. Twenty-five selected providers prove nothing about the whole sector. They do show the regulator finding, in this review, gaps in exactly the obligations the price-cap pause leans on.

Why this is not a sector rate

The report does not say how the 25 were chosen. The Commission’s page on these reviews says it may select a Support at Home provider in registration category 4 or 5 where you have a history of late financial report submissions, or where it thinks the review would benefit the provider. A sample built that way would likely do worse than average, so 4 in 25 should not be read as 16 per cent of the sector.

It is also not comparable with the last home care exercise. The Commission’s audit of 54 Home Care Packages providers, run from November 2023 to June 2024 under the old Act and old pricing rules, reported that The audit found that most providers complied with the new pricing rules. It published no percentages, the rules were different, and the program it audited no longer exists. The two results sit side by side; they do not make a trend.

Providers also told the Commission what was hard. Among the challenges it lists are older people often relying on providers to explain pricing, fees and complex government changes, hardship arrangements, and pricing and travel charges for rural and remote providers.

What to check in your own paperwork

Every item below is a requirement the Commission set out in its Support at Home pricing bulletin, and every one is something this review found providers getting wrong.

No separate travel or package management fee. The bulletin says providers can no longer charge additional fees or surcharges separately, and that The unit price must include package management, travel and other costs of providing a service. A travel line on a statement is worth asking about.

Your service agreement should list prices. It must include the services, the prices the provider will charge, and the reasons if those prices are higher than the ones on the provider’s website.

Your monthly statement should be itemised. It must show your current quarterly budget, an itemised list of what was delivered in the month, and what was charged for each.

Check the price on My Aged Care against the provider’s own site. A difference is one of the problems the review found. The department said in May that the Commission would be empowered to order refunds for services where providers are found to be overcharging, and the bulletin says the Commission can ask providers for service agreements and monthly statements when it is handling a complaint.

What comes next

The Commission will look again in November. Its latest Quality Bulletin says In November 2026, we’ll do a targeted review with selected Support at Home providers, testing understanding of and compliance with the Financial and Prudential Management Standard, and After the review, we’ll share a report that includes our findings, and common mistakes and issues for providers to think about. The prudential review itself says future reviews may assess a larger number of providers.